Everything you need to plan your money
UK-focused projections, AI-powered what-if scenarios, and tools that actually understand pensions, tax and housing.
Ask a money question, get an answer
Type a question in plain English — the AI builds a full scenario. No menus, no forms.
Example: "What if I retire at 55?" → AI sets up pension drawdown, state pension timing, shows if savings last
See your future money, year by year
Living timeline of income, spending, tax, savings and net worth from today through retirement — updates with every change.
Example: Watch how a 1% annual pay rise compounds into tens of thousands more by 60
UK tax built in, not bolted on
Income tax bands, NI, capital gains, dividend allowances — all wired into every projection. No US defaults to override.
Example: Compare the projected difference between salary sacrifice into a pension vs taking cash
Pension planning that makes sense
Track workplace pensions, SIPPs and state pension in one place. Forecast state pension, compare SIPP vs ISA outcomes.
Example: "What happens if I put more into my SIPP vs my ISA?" — explore both paths side by side
Mortgage, rent and stamp duty
Model repayments, overpayments, stamp duty, and rent-vs-buy trade-offs with UK-specific calculations.
Example: "What if we overpay £200/month?" — see how it would affect total interest and payoff date
Plan as a couple
Add a partner with their own salary, pension and tax. See combined projections and how decisions affect the household.
Example: Model one partner taking time off for kids while the other works
Kids, career breaks and life changes
Model cost of children, private school, career breaks, salary changes — see ripple effects across the whole plan.
Example: "What if we have a baby next year?" — childcare costs, lost income, child benefit
Model and explore investment scenarios
Model ISAs, GIAs and other accounts with different allocations. See how market downturns could affect your projections.
Example: What would a 2008-style crash at age 50 look like for your projected timeline?
Try it in two minutes
Demo data to explore instantly, or guided onboarding in minutes. No spreadsheet import needed.
Example: Hit "Try it" and explore projections within 30 seconds
